Admitting Mistakes

by Toby Dahm

Admitting to Mistakes Early in my banking career, I became intimately familiar with the City of Detroit central garbage dump. What does that have to do with banking or business?…

Top 3 Business Tips to Stay In the Black

by Mike Semanco

Top 3 Business Tips to Stay In the Black Running a business is no easy task and running one that is consistently profitable is even more difficult. The variables you…

February’s App of the Month: GetResponse

by Jacob Semanco

February’s App of the Month: GetResponse GetResponse is an email marketing service provider that specializes in email newsletters, campaigns, online surveys, and autoresponders. The service also provides two unique services…

Three Big Cs and Two Little Cs

by Toby Dahm

The Five Cs All bankers are taught the five Cs of credit at the onset of their lending careers:   1. Character – The skill and integrity of leadership  …

What is Asset-based Lending?

by Jacob Semanco

What is Asset-Based Lending? Asset-based lending, or ABL, is essentially financing based on a company’s assets. Companies can use their accounts receivable, inventory, or equipment as collateral. ABL is a…

Mint: January’s Business App of the Month

by Jacob Semanco

Mint: January’s Business App of the Month Mint.com is a free, web-based budgeting app that allows you to conveniently keep track of your spending, bills, and helps maintain your credit…

2016 Year in Review

by Mike Semanco

2016: A Year in Review 2016 has been the year of headlines – some good, some bad, but many will be part of future history books! As we look back at the headlines…

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