A Dose of Our Own Advice

by Heather Rachel

I have been in sales since the age of five (yes really!). When I wasn’t working alongside my grandfather at the local flea market, I spent many hours helping my…

Getting to Know Jeff Wright

by Hitachi Business Finance

Jeff Wright, Senior Vice President & Business Development Officer At Hitachi Business Finance, we are driven by the relationships we create with our clients. We pride ourselves on working closely…

Loan Workouts – Understanding the Options

by Jeff Wright

After the Great Recession of 2008-2009, the economy experienced a decade of growth. M&A and private equity investment were at high levels, interest rates and unemployment were low and other…

Creative Business Financing

by Jeff Wright

Last updated 4/19/2021 Creative Business Financing Once you burn through your own cash and that of your family and friends, it’s time to consider other sources of financing to grow…

When PPP Isn’t Enough

by Jeff Wright

Last updated 4/23/2021 The Paycheck Protection Program (PPP), along with other federal and state initiatives, helped many business stay afloat during the COVID-19 pandemic. Now that the U.S. Small Business…

When the Bank Says No

by Jeff Wright

Last updated 3/15/2021 Why do Banks Deny Borrowers? During this time of uncertainty, you may find that traditional banks are tightening their credit requirements, making it harder to obtain the…

Take 5: Talking Business With Tom Bayer

by Tom Bayer

Tom Bayer serves as Origination Leader at Hitachi Business Finance, a division of Hitachi Capital America. He has more than 30 years of experience in asset-based lending and syndicated transactions….

The Big and Little Cs of Credit

by Hitachi Business Finance

The lending approach of asset-based lending applies much greater weighting to Character, Collateral, and Capacity (the big Cs) and much less weighting to the other two, capital and conditions (the small Cs).