How Healthy is Your Cash Flow?

by Jeff Wright

What is cash flow? It’s typically understood to be the total amount of cash that is generated and received by a company along with the amount of cash used to…

A Lender’s Lender

by Jeff Wright

The Great Recession of 2008, and the subsequent credit crunch, forced us to make some hard choices. As an asset-based lender, we had to continually balance our own bank line…

Financing for Manufacturing Companies

by Jeff Wright

There are many sources of financing for manufacturing companies that have a proven history of profitability. It’s the manufacturers who have start-up companies or have experienced losses. Or those that…

Small Business Financing Tips

by Jeff Wright

Small businesses need working capital financing to sustain and grow. This may be a simple statement, but the effort, work, and details required to receive financing aren’t always so simple….


by Jeff Wright

In the past several weeks, I’ve been hearing a word I haven’t heard in a long while – not since well before 2008. The word is leverage. Actually, from the…

Invoice Factoring or a Line of Credit?

by Jeff Wright

Small- and mid-size business financing can vary substantially from company to company. Common variables include what stage the business in, balance sheet considerations, company performance, collateral, business adversity, and so…

Moving from Prototype to Production

by Hitachi Business Finance

In our world of lending money to small and midsized companies for working capital purposes, we get calls all the time about how to commercialize a concept or product. Most…